Are you still hesitating about buying travel insurance? Or not sure which one to choose? I know it’s annoying to pay for something you wish you will never use. Nonetheless, it’s important to consider the risks and choose the insurance that’s right for you.
It’s always a good idea to have travel insurance in case something goes wrong. It makes even more sense when you plan to join adventurous activities.
I don’t often buy travel insurance for the flight and trip cancellation or baggage loss, although it’s always a nice thing to have when you’re unlucky. By the way, those are sometimes covered by your credit card!
I have purchased travel insurance with Cover-More* for a few domestic trips that would be ruined if I was injured before the trip (e.g. when I play soccer four times a week and our holidays are either a full week kayaking/camping trip on a remote island or a scuba-diving liveaboard).
But my main reason to purchase travel insurance is to be covered for medical evacuation and emergency overseas medical costs. My experience living abroad taught me how medical bills can quickly add up when an accident happens in a foreign country. I like the peace of mind travel insurance brings so I can fully enjoy my adventures!
I used to purchase travel insurance with World Nomads pre-COVID. I found they were great to cover adventurous activities such as climbing Kilimanjaro. Unfortunately, they don’t offer international travel insurance anymore at the moment. So I’ve switched to Cover More* for international trips too. You can add Adventure and Adventure+ extras to cover the most adventurous activities.